Buying your first home can seem daunting. Everyone is doing, it but where do they start?

Is now the right time? Prices and interest rates are high. What does that mean for me? What’s a tax abatement? Do I qualify for a Philly First Time Home Buyer Grant? Do I need to put 20% or 3% down? How much are closing costs? How much cash do I actually need to do this? Is home ownership even right for me?

Often times, first time buyers tell me that these questions have held them back from starting their home search for a year or more. Time is money. In the case of owning vs. renting, that money is leaving your wallet forever and going to someone else’s equity.

Let’s find out if home ownership is right for you now. Sometimes it’s best to wait. There are many variables to consider, but let me help you navigate this extremely important decision in your life. Let’s determine your goals and eligibility to map out your path to becoming home owner. I love working with first time home buyers. I want to help you understand the process, source the best people (lenders, inspectors, title companies, contractors) navigate the market and soundly make the decision that will alter the trajectory of your life forever.

Did you know grants exist that could cover the down payment on a new home?

 

Philly First Front Door

  • Up to $5,000 in down payment assistance through PHFA

  • Must be a first time home buyer

  • Must be used within 6 months of registration

  • Requires 4 hours of housing counseling

  • Has maximum income requirement and other stipulations

  • Can be used in combination with PHFA - K-FIT!

 

Contact me.

RyanM@tollrealtygroup.com
215 . 498 . 4379

Keller Williams Philadelphia - The Toll Group

1619 Walnut St - 4th Floor, Philadelphia, PA 19102